The fire triangle consists of three elements. fuel that is some combustible material like cotton, wood, plastic, etc, then the presence of oxygen, and finally the required temperature or required heat to ignite the substance. To extinguish the fire at least one element of these three is needed. That is the reason when someone catches fire, we cover the person with a thick blanket to cut off the oxygen. The fire brigade pours water or some other chemical to lower the temperature and thus save the property from the effects of fire. If we understand the meaning of fire in insurance language then fire means flames; without flames, insurers would not consider the incident as fire. For example, only smoke or only spontaneous combustion without flames is not fire. Further fire ignited by ourselves for our own purpose, which is confined to a limited area, is not a fire. Yes, if accidental fire spreads from this limited area and destroys the surrounding property, it will be treated as fire. Again, overheating or drying is not a fire. Manifold Advisory is offering online coaching, an in-house workshop, and even a residential program for insurance subjects, banking subjects, and preparation of interviews etc. Contact nos 9981542219, email mohanvatnani manifoldadvisorygmail-com