igitalSpark
29 January 2026

Home Stay. com

These days, travelling is somewhat necessary, but then the cost is soaring high. The hotel may not be affordable. Low-cost and budget hotels may not be safe. Hence, the concept of homestay is becoming popular. But here also, if you
4 December 2025

Agriculture insurance.

Most of the Indian Population, nearly 70% depends upon agricultural income. Though total agriculture income contributes to just 13% of GDP. Hence, it is clear that a lot of work is to be done to improve the agriculture sector. New
26 November 2025

New types of fire policies.

Bharat Sookshma Udyam Suraksha….for small businesses, maximum SI Rs 5 Crore. Bharat Laghu Udhyog Suraksha….…for SMEs, sum insured from 5 to 50 Crs. SFSP>>>Standard Fire and Special Peril Policy. Sum Insured beyond 50 Crs. Policy covers both fixed and non-fixed
31 October 2025

Saving…..

money saving: why? when? The future is uncertain and no one knows what will happen in the future. This is the reason we require emergency funds to meet our requirement of unforeseen expenditure on disease, accidents, and unfavourable conditions. We
31 October 2025

Meaning of Ejusdem Generis.

It refers to things of the same type or kind. Understand this by simple examples. Suppose a Kirana Shop is to be insured. Now policy shall be drafted by saying insurance cover for fire on stock of soap, pulses, rice,
31 October 2025

legal cases:

LIC , ordered to pay 10 lac by accidental poison death in Jan Shatabdi, ruled out the chance of suicide as ethyl alcohol and aluminium phosphide were there in the viscera, suggesting the possibility of poison by an unidentified person.
31 October 2025

Super Food….

Superfoods are being referred to as makhanas, fox nuts, and propped lotus seeds. Highly nutritious, rich in fibre, and containing good antioxidants, as well as minerals like magnesium, Potassium, calcium, and iron. Beneficial in weight management, good for the heart,
it is not easy to understand things. especially insurance and banking.

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