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Health Insurance.

1981 limited cover was devised for individuals and families of corporates. Later in the year 1986 under market agreement commercial mediclaim was introduced. Scheme got modified in 1996 whereby sublimits were removed. 2006 again it got changed on the basis of feedback, sub limits introduced once again. Arogya Bima Policy for poor people was also introduced in this year. So many changes have taken place afterwards and still going on as per market demand and competition. THE BASIC INTENTION OF Policy is to provide for reimbursement of hospitalization expenses in the event of disease or injury. Expenses for Docotor fee, Room rent, Surgeon charge, nursing charge, medicines and diagnosis etc. Minimum 15 bed hospital is the requirement, in rural area it could be 10. Fully qualified nursing staff and duty doctor is another requiremen

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Health Insurance.

1981 limited cover was devised for individuals and families of corporates. Later in the year 1986 under market agreement commercial mediclaim was introduced. Scheme got

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Personal Accident Insurance.

Under Miscellaneous Insurance, this is an important insurance that general insurance companies are offering. This is the only policy that operates anywhere in the world.

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