Bharat Sookshma Udyam Suraksha….for small businesses, maximum SI Rs 5 Crore.

Bharat Laghu Udhyog Suraksha….…for SMEs, sum insured from 5 to 50 Crs.

SFSP>>>Standard Fire and Special Peril Policy. Sum Insured beyond 50 Crs.

Policy covers both fixed and non-fixed items.

Bharat Griha Raksha Policy for dwellings…..can be issued for 10 years at a stretch. from 1st April 2021. Automatic cover for theft of contents. Policy also provides coverage for loss of rent for alternative accommodation. PA cover is also available. Policy is issued on a reinstatement basis. Contents can also be insured on an agreed value basis. PA policy for 5 lakh against perils insured by the fire policy. Auto-escalation of the sum insured by 10%. Up to 100% escalation, there is no need for additional premium. 20% of the sum insured is covered automatically, subject to a maximum of 10 lakhs. Underinsurance is not applicable. Bushfires and forest fires are covered.

Sookshma Udyog- 10% temporary removal of stock. Architect’s fee up to 5%.. Additionally, an alteration of up to 15%. Rs 50000 for money cover. Books and Accounts up to 50000. Removal of debris up to 2%. Start-up expenses up to Rs one Lakh. Computer up to 5 lakh. Personal effects Rs 15000 up to a maximum of 20 persons. Theft if it occurred within 7 days of insured peril loss. Excess 5000.

We provide you with all the help needed for booking the business, for claims and other related advice. Contact us for more details. Write to us at mohanvatnani@gmail.com, manifoldadvisory@manifoldadvisory-com