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SHOP KEEPER & HOUSE HOLD INSURANCE

  1. THESE ARE SIMILAR PRODUCTS, THOUGH COVERAGE FOR A FEW SECTIONS IS DIFFERENT.
  2. The first TWO SECTIONS ARE FIRE AND BURGLARY, WHICH ARE COMPULSORY. FIRE FOR BUILDING AND CONTENTS, AND THEN BURGLARY FOR CONTENTS.
  3. THESE POLICIES ARE CALLED PACKAGE OR BUNDLED PRODUCTS AS NO OF COVERS (POLICIES) ARE BUNDLED TOGETHER.
  4. PLATE GLASS INSURANCE, MONEY INSURANCE, SIGN BOARD INSURANCE, PUBLIC LIABILITY INSURANCE, WORKMEN’S COMPENSATION INSURANCE, BAGGAGE INSURANCE, AND LOSS OF PROFITS DUE TO BUSINESS INTERRUPTION ARE COVERED UNDER SHOP KEEPER INSURANCE.
  5. HOUSEHOLDER POLICY COVERS LOSS OR DAMAGE TO JEWELRY AND VALUABLES ON ALL RISK BASIS, TV INSURANCE, AND MACHINERY BREAKDOWN FOR ELECTRICAL APPLIANCES, WORKMAN’S COMPENSATION, AND PUBLIC LIABILITY ARE ALSO AVAILABLE. MONEY INSURANCE IS NOT AVAILABLE FOR HOUSEHOLD INSURANCE. BAGGAGE POLICY AVAILABLE.
  6. TERMS AND CONDITIONS SHALL BE APPLICABLE WITH RESPECTIVE SECTIONS. FIRST TWO SECTIONS ARE COMPULSORY., A PREMIUM DISCOUNT IS AVAILABLE IF ONE CHOOSES MORE THAN 4 OR SIX SECTIONS IN THE POLICY. HOUSEHOLDER has a total of 10 sections, AND SHOP KEEPER has a total of 11 SECTIONS.
  7. PREMIUM IS NOT MUCH, WE SHOULD GO FOR THESE INSURANCE.

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